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Additional educational resources available:

FDIC Money Smart Resources
The FDIC's Money Smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships. First released in 2001 and regularly updated, Money Smart has a long track record of success.

Choosing a Credit Counselor
Reputable credit counseling organizations can advise you on managing your money and debts, help you develop a budget, and offer free educational materials and workshops.