Articles from ISBB | Better Banks - Central Illinois Community Bank

Stay on Top of Your Credit with a Free Annual Credit Report

Employers, Landlords, and Bankers Can Check Your Credit Report. Make Sure It Is Accurate. Your credit report reflects your creditworthiness, so it makes sense to review and correct it yearly. The beginning of the New Year is the perfect time to do so. +
Your 30s is a Great Time to Get Money Management on Track

Once you reach your 30s, you realize the full weight of adulthood. Now’s the time to make smart moves to address your financial responsibilities to your family and your future. +
Maintaining Good Mental Health During Retirement

The opportunities afforded you in retirement are best realized when you maintain your mental and physical health. Read on for some tips on ways to stay mentally fit in retirement. +
Small Steps That Can Make a Big Difference in Reducing Debt

Your financial well-being can seem under siege when you’re saddled with debt from credit cards, student loans, car payments, and more. Fight that drowning feeling by taking these small steps toward financial recovery. +
A Well Thought Out Legacy Plan Will Help Benefit Future Generations

After spending a lifetime accumulating wealth, it’s natural to want to see it sustained for your family over succeeding generations. You can start the process by creating a plan that manages your assets and transmits your values. +
An Annual Review with a Financial Professional is a Good Investment

Even in the best of times, life is constantly changing. New jobs, marriage, kids, your first home – all require a fresh look at your financial plans. An annual review with a financial planner becomes even more essential during uncertain periods. +
No Spoiled Kids Here: How to Teach Kids the Value of Money

Wealthy parents may often worry about spoiling their kids. You can afford to be generous but still, educate your children about the value of money. Resolve to financially prepare your kids for the real world. +
Why Job-Hopping May be Hurting Your Retirement Planning

Millennials have a reputation for frequently switching jobs. Before you jump, review your old and new 401(k) plans because early cash-out, company matches, and waiting periods can create costly obstacles. +
Why it’s a Good Idea to Meet with a Financial Professional Annually

Life changes yearly, often requiring you to update your financial plans. An annual meeting with your financial professional can help ensure your plans continue to address your needs, even if your life hasn’t dramatically changed in the past 12 months. +
Managing Portfolio Risk in a Market Downturn

Markets are volatile. Preparing for an uncertain stock market should be part of your long-term retirement plan. +
Be Financially Prepared to Live on Your Own

You’re ready to move out on your own after living with your parents. But before you do, you’ll need some money in the bank and an understanding of all the expenses involved. +
Budgeting for a Wedding

Millennials planning a wedding are often contending with monthly expenses, student loan repayments, and saving for retirement. Read on for tips on formulating an affordable wedding budget without overspending. +
A Financial Professional Can Be an Asset

It’s tempting to manage your own finances, but should you? Financial professionals pack a rich toolkit that can help manage your wealth. +
Why You Shouldn’t Spend That Tax Refund

Few things bring a faster smile than a tax refund. The question is what to do with it. Perhaps you should set it aside for a rainy day or invest it for a future life event. Maybe you should consider both. +
Avoid Being Overwhelmed with Financial Planning by Educating Yourself

It’s easy to be intimidated by all the details of financial planning but you don’t need to be an expert. +
Brad Davis Earns Certified Financial Planner® Designation

Investment Strategists at Better Banks is proud to announce that Wealth Advisor Brad Davis has earned the prestigious Certified Financial Planner® designation. +
Don’t Put Your Finances on Autopilot

It can be all too easy to assume a hands-off role in your financial life, but that may invite mistakes along the way. It’s a better idea to stay involved. +
I-Bonds Offer 9.62% Interest through October 31

We have been receiving inquiries about the US Treasury Bond called the I-bond. These series I savings bonds protect you from inflation. +
Why should I hire a financial advisor?

If you are like many people, you rank your finances as one of your top priorities, along with family and health. Something this important should warrant professional advice. +
Changing Jobs?

Whether you’re part of the Great Resignation, laid off or fortunate enough to retire early, you need to keep your retirement investments working hard. +

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