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Education Center

Stay informed. Learn. Ask Questions. That's better!

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  • How to know when you're ready to purchase a home

    Is This a Good Time to Buy?

    The housing market has undergone a whirlwind of changes in the past few years. Record-low rates, rising home prices, bidding wars, and now, higher interest rates and cautious buyers. So it’s no surprise that many are asking the big question: Is this a good time to buy a home? +
  • When you're ready to buy a car, get pre-approved first

    Why You Should Get Preapproved for a Car Loan

    When shopping for a new car, many people overlook one important step: getting preapproved. It's a straightforward process that can make car buying go more smoothly and save you money. +
  • Better Banks blog article on home ownership

    First Time Home Owner Basics

    For most of us, buying a first home is a dream come true. However, it can also be a lengthy process where potential — and sometimes very costly — pitfalls trap the unprepared buyer. This guide will help you get prepared. +
  • The Tax Benefits of Owning a Home

    The Tax Benefits of Owning a Home

    From building equity to giving you a chance to settle down and plant roots, homeownership comes with potential benefits that renting simply doesn't offer. Among them are several tax advantages worth knowing about. +
  • Time to Open a Checking Account

    Welcome to Adulthood!

    So you graduated! You got a high school diploma, cap & gown—and a long list of new responsibilities. Now you can look forward to juggling food costs, school supplies, and social life. To ensure everything goes smoothly, you should open a checking account if you don’t already have one. +
  • You can also save for an opportunity

    Saving for the Unexpected Isn't Just for Emergencies

    Everyone can agree that having emergency savings is ideal, right? Personal finance experts have preached the importance of having three to six months of living expenses put aside for emergencies or a “rainy day.” +
  • How to Create a Budget That Works for You

    How to Create a Budget That Works for You

    Creating a budget is one of the most effective ways to take control of your finances. A well-structured budget helps you track your income and expenses, build savings, and make informed financial decisions. +
  • Teddy Bear Drive for OSF Children's Hospital

    Better Banks Sponsors Cuddles with Kindness Drive for OSF Children's Hospital of Illinois

    Better Banks is pleased to sponsor the 2025 Cuddles with Kindness Valentine’s Day Teddy Bear Drive and serve as a drop-off location. +
  • Why you should streamline your banking

    Why Keeping Your Checking and Loan Accounts at the Same Bank Makes Sense

    In today’s financial landscape, convenience and efficiency are key. Managing your finances doesn’t have to be complicated—especially when you can streamline your banking by keeping your checking and loan accounts at the same institution. +
  • Better Banks’ Guide to Construction Loans

    Building Your Dream Home: Better Banks’ Guide to Construction Loans

    With the shortage of homes on the market, chances are you're considering building your next home. Embarking on the journey to build a new home is incredibly exciting, but we know it can also feel a bit daunting. +
  • A Guide for High School Graduates from Better Banks

    Navigating Financial Responsibilities: A Guide for High School Graduates

    Hey, grads! Congratulations on crossing one of the significant milestones in your life – high school graduation. The world is your oyster, and whether you’re heading off to college, starting a job, or taking a gap year to explore your passions, there's one thing you can’t avoid: financial responsibilities. +
  • What's the easiest way to save?

    What's the Easiest Way to Save? Automatically

    The easiest and most effective way to save is automatically. Think about it: Saving automatically is the exact same way that millions of employees save through 401(k) and other retirement programs at work. +
  • The money you put into a community bank stays in your community.

    The money you put into a community bank stays in your community

    With their smaller size and localized focus, community banks foster a sense of belonging and community. Unlike larger financial institutions, the money you deposit with a community bank stays within your community, reinforcing the bond and shared prosperity. +
  • Sowing Prosperity: Essential Tax Tips for Farmers

    Sowing Prosperity: Essential Tax Tips for Farmers

    As we approach the bustling season of planting and cultivation, farmers gear up for more than just sowing seeds and tending to their crops. Amidst the agricultural rush, tax preparation and planning are pivotal tasks that require attention and strategic foresight. +
  • investing in tomorrow

    Investing in Tomorrow: When it comes to financial education, it’s never too early to start

    In an ever-evolving financial landscape, the importance of educating our children about financial literacy cannot be overstated. Adopting good habits early can positively impact how children handle money. +
  • Good credit is the building block of financial success

    The Importance of Building Good Credit

    In the complex and ever-changing landscape of personal finance, one thing remains constant: the importance of building and maintaining good credit. Your credit score plays a pivotal role in your financial life, impacting everything from securing a mortgage to getting a favorable interest rate on a car loan. +
  • 7 Smart Ways to Master Your Finances

    7 Smart Ways to Master Your Finances and Avoid Overdraft Fees

    Managing personal finances can be a daunting task, especially when it comes to avoiding overdraft fees. These fees can quickly accumulate, putting unnecessary strain on your wallet. +
  • STEPS TO JUMPSTART YOUR RETIREMENT JOURNEY!

    Steps to Jumpstart Your Retirement Journey!

    Retirement is one endeavor that falls into the “someday” category. So what are the steps to take when you’re ready to jumpstart your retirement journey? Glad you asked! +
  • Better Banks Blog article about community

    Where You Choose to Bank Matters

    Where you choose to bank matters. Consumers can make change happen at the community level by aligning with their community bank and putting their money to work in the neighborhood they call home. +
  • Blog Article for Home loans

    Refinance My Home

    Refinancing can be an opportunity to lower your monthly payments, pay off your loan quicker, reduce your overall interest expense or even get cash out. But be sure to weigh the costs and benefits first. +
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