Business Borrowing

We Have Loans to Help You Grow!

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When businesses in our communities succeed, so do our communities. Our lending team is focused on helping businesses of all sizes and across industries get the financial leverage they need to succeed.

Your business may need cash to expand, purchase inventory, consolidate debt, or purchase equipment. We have money available to help your business grow and the flexibility to tailor a loan that meets your needs and budget.

From startup costs to expenses related to expansion, our lending team will identify the best solution that provides the funds you need with a convenient repayment plan.

Agriculture Loans

Agricultural loans help farmers keep up with the costs associated with running a farm.  Whether you are managing the day to day operational expenses, looking to expand your operation, or take advantage of a new opportunity, we can help you access the financing you need. Learn more.

Commercial Loans

Looking for a loan to buy a building or refinance and make improvements? Maybe purchase new equipment? Our team will help this transition go smoothly.

Real Estate Loans

If you’re looking to add on or build a new facility, we offer several financing terms to fit your cash flow.

Operating Loans

Adding additional capital to your business is a convenient way to make sure your business is always ready for seasonal, cyclical, or growth needs.

Small Business

During the application process, Better Banks will help you obtain the financing you need for your small business. Learn more.

All of our business loans offer:

  • Competitive rates
  • Flexible terms
  • Free consultation
  • Pre-qualification available
  • Local decisions
  • Easy to apply

Business Credit Cards

Separate your business finances and build a credit history for your business with a Visa® Credit Card provided by Better Banks. We offer cards with competitive rates, so you don't have to worry about paying more in interest than what your actual bill costs. And if you have any questions, you can count on receiving world-class customer service to help you find the answer.

  • Choice of a basic or rewards card
  • Competitive rates
  • Worldwide acceptance
  • 24/7 online account access
  • Excellent customer service
  • Hometown convenience
  • Safe and secure

Better Banks Business Credit Cards:

  • Allow the business owner to issue separate credit limits to employees.
  • Allow businesses to carry a balance on your card, aiding in cash flow.

 

  • Visa® Business Rewards

    The Visa® Business Rewards credit card is the perfect card for businesses that work hard and want to play even harder. Redeem points for air travel for as few as 37,500 points; hotel stays, rental cars, electronics, jewelry, appliances and more. Points can be accumulated up to five years. Browse the wide selection of merchandise and travel rewards at ScoreCardRewards.com.

    Manage Your Card         Manage Your Rewards

    Summary:

    • 13.99% APR*
    • Minimum credit limit = $500
    • Accepted worldwide
    • Convenient
    • Flexible
    • Dependable
    • Travel & rental car insurance
    • Excellent customer service
    • Browse the wide selection of merchandise and travel rewards at ScoreCardRewards.com.
    • $59 annual fee

    * This is a fixed rate.

  • Visa® Business

    The Visa® Business credit card is the ideal card for business that just want the basics.

    Summary:

    • 14.99% APR*
    • Minimum credit limit = $500
    • Accepted worldwide
    • Convenient
    • Flexible
    • Dependable
    • Travel & rental car insurance
    • Excellent customer service
    • No annual fee

    * This is a fixed rate.