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Protection from overdrafts

Bounce Protection

Service for Your Checking Account.

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Life Happens. We've Got Your Back.

Unexpected expenses can happen to anyone. Whether it's a forgotten automatic payment, an early bill, or a simple miscalculation, an overdraft doesn't have to become a bigger problem.

At Better Banks, we believe banking should help make life easier... not more stressful. That's why we offer Bounce Protection, a free overdraft privilege designed to help eligible customers avoid the inconvenience and expense of returned payments.

When your account qualifies and is in good standing, Bounce Protection may cover eligible overdrafts created by checks, automatic payments (ACH), recurring debit card transactions, and teller withdrawals. If you've opted in, it can also cover everyday debit card purchases and ATM transactions.

Instead of worrying about an important payment being declined, Bounce Protection provides an added layer of confidence when you need it most.

How It Works

Bounce Protection is automatically available to eligible checking account customers at no additional cost. You only pay a fee if you use the service.

  • No enrollment fee
  • No monthly fee
  • Protection for eligible accounts in good standing
  • Helps reduce the hassle and potential embarrassment of returned payments

If Bounce Protection is used, a $30 paid-item overdraft fee applies to each covered transaction. For example, if three overdraft items are paid in one day, the total overdraft fees would be $90.

As always, we encourage customers to carefully manage their finances and maintain sufficient funds in their accounts. Bounce Protection is intended as a safety net for life's unexpected moments, not as a replacement for sound money management.

*Please refer to the customer overdraft policy for additional details.

 

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