1Annual Percentage Yield (APY) accurate as of May 1, 2024. Minimum to open account is $100. Rate tiers are as follows: 2.00% APY applies to balances of $.01 - $10,000 and .15% APY applies to balances over $10,000 as long as qualifications are met each statement cycle. 0.03% APY applies to all balances if qualifications are not met. All balances will earn between 2.00% - .15% APY as long as qualifications are met.2ATM fee refunds up to $20 per cycle when qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account and earn interest at the non-qualifying rate; however, it will not receive ATM refunds. Qualifications are as follows: 1) Have at least 10 Debit Card purchases (excluding ATM transactions) post and settle per qualification cycle, 2) Receive eStatements each qualification cycle, and 3) Have at least 1 Direct Deposit or ACH Auto Debit post and settle per qualification cycle. 3If at any time you un-enroll from eStatements, your account may be changed to Advantage Checking. Rates may change after the account is opened. No minimum balance required. No monthly service charge. Available to personal accounts only, only one account per social security number. Certain restrictions may apply.

My bank accounts were compromised due to fraud. Stephanie at the Knoxville branch was amazing. She has helped me through the entire process. She spent time with me walking me through the process, opening new accounts, closing old accounts, reassuring me, and helping to keep me calm. She gave me amazing service, and I can't thank her enough for all her help!

Terra - Peoria, IL
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