Your use of our website, including vendor sites necessary to provide products and services relating to your relationship with us (the “Site”), constitutes your agreement to all of the following terms. If you do not agree with our Terms of Use, your sole remedy is to discontinue your use of the Site.

Availability of Products and Services

Information contained in the Site does not, and is not intended to, constitute an advertisement, solicitation or offer for sale in any jurisdiction where Better Banks or its affiliates or subsidiaries is not licensed to do business.


In order to provide certain web-based services and to make your online experience more personalized, our web servers may place a small file called a “cookie” on your computer to collect information as described in Website Tracking and Analytics. We use cookies to display information more effectively to you and to gather data about usage of our website. Cookies allow us to collect technical and navigational information — such as browser type, time spent on our website, and pages visited or track activity relating to our online promotions. This information is anonymous and does not include personal information.

We retain, aggregate, monitor, and analyze the use of our website so we can continually improve the design, usability, and functionality to better serve you. We do not use cookies to collect and store confidential personal information, such as your email address or other information stored on your computer’s hard drive.

You may set your browser to disable or delete cookies, however, this may affect your ability to use certain Site features, including some of our products and services.

Website Tracking Analytics

Better Banks uses Google Analytics and other click stream auditing tools to analyze the use of the Site. These tools generate statistical and other information about the Site use by means of cookies. We use these tools to gather non-personally identifiable information, such as the Site pages visited, the time and date you used the Site, the navigation path you used to find information and the name of your Internet service provider. In addition, we will collect technical information about your computer such as its screen resolution, operating system and browser.

The information generated relating to the Site is used to create reports about the use of the Site. Google will store this information.

This information gives us insight into how our Site is being used and also allows us to make sure the Site runs well with the equipment being used by the majority of our customers.

We may contract with third parties to assist us with gathering this aggregate, non-personally identifiable information. These companies are prohibited from using the information they collect for their own purposes or from sharing this information with others.

Online Advertising

Better Banks will periodically advertise our products and services on non-affiliated third-party websites, some of which may be linked to our Site. To evaluate the effectiveness of our advertisements on these third-party sites, we may use cookies or other tracking technology. This technology is only used to measure the responses to these advertisements on third-party sites and does not contain information that can be used to identify you personally.

Links to Other Internet Sites

The Site may contain links to other websites operated by non-affiliated third parties. We provide links to other sites as a convenience. The linked sites are not under our control and we are not responsible for the products and services, privacy policy, security or content available on the third-party sites. We explicitly disclaim all liability for damages of any kind arising out of the use of such linked sites.

Tools, Calculators and Other Resources

The Site may contain tools, calculators and other resources, such as educational information on financial subjects. We provide these resources as a complimentary service, for educational purposes only. We are not responsible for, and expressly disclaim all liability for, damages of any kind arising out of the use of such tools, calculators and other resources.

Use of the Site

You agree not to use the Site or any information contained in the Site for any purpose that is unlawful or prohibited by these Terms of Use. The content on the Site is for personal use only. You may not copy (other than a single copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell or republish any of the content on the Site without prior written consent. As a condition of your use of the Site, you warrant to not use the Site or any information contained on the Site for any purpose that is unlawful or prohibited by these Terms, and that you will not access the Site or use materials or services available on the Site from countries or territories where such access or use is illegal.


Better Banks reserves the right to change the Terms of Use and modify the contents of the Site without notice.

Governing Law

Use of the Site is governed by applicable federal laws of the United States of America and the laws of the State of Illinois. The courts sitting in the State of Illinois shall have exclusive jurisdiction over all disputes arising out of or relating to the contents or use of the Site.