All Better Banks branches will be closed on Monday, January 20th in observance of Martin Luther King, Jr. day. We will reopen on Tuesday at our regular time. 

Better Interest Checking

2.00% APY on balances under $10,000

Apply Now 

Make the most of your money with a Better Interest Checking account. This account pays you 2.00% APY1 each month on balances up to $10,000 just for doing every day banking. Plus, earn up to $20 in ATM fee refunds per month2, all at no cost to you. You work hard for your money and you should have a checking account that works hard for you.

You'll Enjoy

  • 2.00% APY1 on balances up to $10,000
  • Up to $20 monthly nationwide ATM Refunds2
  • No minimum balance
  • No monthly fees

To Qualify

  • Have at least 10 Debit Card purchases (excluding ATM transactions) post and settle per qualification cycle
  • Receive eStatements each qualification cycle3
  • Have at least 1 Direct Deposit or ACH Auto Debit post and settle per qualification cycle

1Annual Percentage Yield (APY) accurate as of October 1, 2019. Minimum to open account is $100. Rate tiers are as follows: 2.00% APY applies to balances of $.01 - $10,000 and .25% APY applies to balances over $10,000 as long as qualifications are met each statement cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.00% - .25% APY as long as qualifications are met.2ATM fee refunds up to $20 per cycle when qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account and earn interest at the non-qualifying rate; however, it will not receive ATM refunds. Qualifications are as follows: 1) Have at least 10 Debit Card purchases (excluding ATM transactions) post and settle per qualification cycle, 2) Receive eStatements each qualification cycle, and 3) Have at least 1 Direct Deposit or ACH Auto Debit post and settle per qualification cycle. 3If after 60 days, we have not received verification that you are able to access and open your eStatement, your account may be changed to Advantage Checking. Rates may change after the account is opened. No minimum balance required. No monthly service charge. Available to personal accounts only, only one account per social security number. Certain restrictions may apply.

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