Better Banks offers several checking options

Ready for a Change?

Stay local with Better Banks.

Other banks come and go but Better Banks is here to stay. We are a stable, employee-owned community bank. As a community bank, we support our local economy by providing loans to the neighborhoods where we live and work, helping to keep our communities vibrant and growing! 

We invite you to switch to Better Banks and learn what it means to Bank Better. Whether you are opening your very first checking account or moving to a new community or bank after many years, we have a checking account for you. We have the accounts to keep your finances simple, secure, and organized. 

All of our checking accounts offer convenient digital banking tools so you can bank securely anytime, anywhere. Explore our checking account solutions and choose the account that’s right for you. 

Better Interest Checking

Our Better Interest Checking account makes the most of your money. Earn interest on balances up to $10,000 just for doing every day banking. You work hard for your money and you should have a checking account that works hard for you.

  • Earn 2.00% APY1 on balances up to $10,000!
  • Up to $20 in Nationwide ATM fee refunds2
  • No minimum balance3 or monthly fees
  • Free and convenient digital banking tools

Advantage Checking

Our Advantage Checking account waives the monthly fee and minimum balance requirements when you also have direct deposit set-up. Now that’s what we call an advantage!

  • No monthly service fee or minimum balance with direct deposit
  • $6 monthly service fee waived with $100 minimum balance

Student Rewards Checking

Let your student get rewarded for everyday banking with our Student Rewards Checking account. Start your child on the right financial path by teaching smart money management... and they'll get rewarded while they learn.

  • Available for students age 23 and younger who are currently enrolled in school
  • No monthly service fee or minimum balance 

DISCLOSURES: 1Annual Percentage Yield (APY) accurate as of April 1, 2024. Minimum to open account is $100. Rate tiers are as follows: 2.00% APY applies to balances of $.01 - $10,000 and .25% APY applies to balances over $10,000 as long as qualifications are met each statement cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn between 2.00% - .25% APY as long as qualifications are met. Rates may change after the account is opened. 2ATM fee refunds up to $20 per cycle when qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account and earn interest at the non-qualifying rate; however, it will not receive ATM refunds. Qualifications are as follows: 1) Have at least 10 Debit Card purchases (excluding ATM transactions) post and settle per qualification cycle, 2) Receive eStatements each qualification cycle, and 3) Have at least 1 Direct Deposit or ACH Auto Debit post and settle per qualification cycle. 3No minimum balance required. No monthly service charge. Available to personal accounts only, only one account per social security number. Certain restrictions may apply.