More than 70% of the nation’s roads get more than 5 inches of snowfall annually, according to the U.S. Department of Transportation. Winter weather-related car crashes result in more than 2,200 deaths and 192,000 annually in the U.S.
With blizzard conditions hitting a large swath of the country, car crashes and damage to property is likely to occur.
Here are some tips to help you prepare:
- Get your car checked out by a qualified mechanic before winter hits to identify any problems that cold temperatures might exacerbate and take preventative action against snow, ice, and road salt. And make sure you have the right insurance coverage.
- A good rule of thumb is to buy enough liability insurance to cover what you can lose in a lawsuit.
- Buying umbrella insurance will give you extra liability insurance at a good price.
- Car accidents caused by slippery road conditions are covered under standard auto insurance policies. They typically cover:
- Vehicle crashes between two or more drivers caused by snowy and slippery roads are covered by liability insurance, which is required by most states. A car that crashes into an object would generally be covered under the optional collision portion of an auto policy.
- Physical damage to a vehicle caused by heavy wind, flooding or fallen ice or tree limbs is covered under the optional comprehensive portion of an auto policy.
If you’d like to discuss your coverage, call CFC Insurance today at 309.243.1010 to discuss your best options and give you some peace of mind this winter!