Flood Insurance

Did you know?

• 25% of all flood insurance claims occur in areas considered to be at lower risk for floods.
• Nearly all policies providing multi-peril property coverage exclude flood damages.
• The average cost of property damage caused by a flood is $39,000 and it can take less than 1 foot of water to cause it.

What coverage options are available with Flood Insurance?

Coverage is available for residential, commercial and agricultural buildings. A flood policy can provide coverage for the following:

• The insured building and its foundation
• Electrical and plumbing systems
• Central air conditioning equipment, furnaces and water heaters,
• Refrigerators, cooking stoves and built-in appliances, such as dishwashers.
• Food freezers
• Permanently installed carpeting over unfinished flooring
• Permanently installed paneling, wallboard, bookcases and cabinets
• Window blinds
• Detached garages and buildings
• Debris removal