Detecting ATM Card Skimmers

Card Skimming


Thieves are always looking for new ways to steal your information and although Card Skimming is not a new practice it is on the rise. Card skimming is the illegal collection of personal and account information from the magnetic strip on a debit or credit card.

How does skimming happen?
The most common method for card skimming is to add a “skimmer” over the top of a card reader slot on an ATM or at a gas pump. The skimmer typically looks identical to the card reader making it hard to identify. The skimmer will record and store debit/credit card information, the thieves will then use the information recorded to create counterfeit cards. 

How to detect a skimmer?
Before inserting your card into an ATM or at the gas pump, check the card reader. Look at the machine for sign of tampering, touch the card reader and move it around to see if it comes loose or off. If the machine appears to have a skimmer, do not use it and report it to the business and local police immediately.  

Ways to monitor and detect fraud?
It is very important to monitor your accounts regularly for unauthorized transactions and immediately report any potential fraud. Sign up for debit card alerts through BOLT$, as well as online and mobile banking.
 

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