Individual Retirement Accounts (IRAs)

The sooner you start saving for retirement; the better off you'll be in the long run. Open an IRA and earn competitive rates on your balance to get you closer to your retirement goals.


You can begin to withdraw funds as of age 59½. Plus, contributions may be tax deductible.*

Individual Retirement Accounts (IRAs)
Traditional IRA
  • Competitive rates
  • Funds become available starting at age 59½
  • Low administrative fees
  • Contributions may be tax deductible from an individual's gross income*
  • Free online banking
  • Free XPRESSLINE telephone banking
  • $1,000 deposit to open


*Please consult your tax advisor for eligibility.

Roth IRA
  • Contributions are not tax-deductible
  • Earnings and withdrawals are tax free
  • Low administrative fees
  • No mandatory distribution age
  • Principal funds become available at age 59½*
  • Annual contributions may not exceed $5,500 per year ($6,500 for age 50 and up)
  • Free online banking
  • Free XPRESSLINE telephone banking
  • $1,000 deposit to open

*Interest earnings are available prior to 59½